Privacy Policy


What information do we collect?

We collect information from you when you register on our site, apply for a mortgage online, subscribe to our newsletter or fill out a form.

When ordering, applying or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or other important information. You may, however, visit our site anonymously.

We may use Google and as a third party vendor, they use cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

  • To personalize your experience
    (your information helps us to better respond to your individual needs)
  • To improve our website
    (we continually strive to improve our website offerings based on the information and feedback we receive from you)
  • To improve customer service
    (your information helps us to more effectively respond to your customer service requests and support needs)
  •  To process transactions and do preliminary qualifications for you on our mortgage products. Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the service requested.
  •  To send periodic emails. The email address you provide for processing, may be used to send you information and updates pertaining to your inquiry, in addition to receiving occasional company news, updates, related product or service information, etc.

Note: If at any time you would like to unsubscribe from receiving future emails, Email us at: info@CharlestonMortgagePlace.com with “unsubscribe” in the subject heading..

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an inquiry or order.

We may offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential.

After a transaction or application, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.

Do we use cookies?

Yes, Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to help us remember and process the items in your shopping cart, understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

As part of the California Online Privacy Protection Act, all users of our site may make any changes to their information at any time by logging into their control panel and going to the ‘Edit Profile’ page.

Children’s Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

DISCLAIMER

The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified. By accessing and remaining on this website, by submitting, printing, or downloading information from this site, or by using this site in any other manner, you will be considered to understand and to be bound by this DISCLAIMER.

The information contained in this website is for general information purposes only and may not be exact.  The information is in no way intended to constitute an offer or contract or mortgage commitment.  Charleston Mortgage Place, its owners, managers, employees, agents and/or its affiliates do not represent or warrant the accuracy, completeness, or availability of any prices, interest/mortgage rates, closing cost estimates, mortgage tables and affordability tools and features, promotions, or any other information contained in this website, all of which is subject to change without notice.   You understand that the information contained in this website may contain typographical errors or misstatements and should not be relied upon.  As such, only the terms which are expressly set forth in a paper disclosures or written mortgage documents signed by your Mortgage Broker Professional and you shall be binding.

 Terms of Service and Conditions

Please also visit our Terms of Service section establishing the use, disclaimers, and limitations of liability governing the use of our website at http://CharlestonMortgagePlace.com/terms-service/

Your Consent

By using our site, you consent to our web site privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below.

This policy was last modified on 8/21/2014

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

843-405-7054

email us at: info@CharlestonMortgagePlace.com